A payment infrastructure provider operating across multiple rails and jurisdictions must maintain a consistent risk and compliance view even when transactions pass through different partners, currencies, and payment methods. Individual KYC, sanctions, and transaction controls provide signals — but those signals need to be connected into an investigation-ready view.
Customer
A regulated global payment infrastructure provider
Provides regulated global payment infrastructure spanning multi-currency accounts, domestic and cross-border payment rails, global payouts, alternative payment methods, card processing, and stablecoin-related payment capabilities. The platform connects multiple banking, payment, foreign-exchange, and identity providers through a multi-tenant, API-led infrastructure.
The challenge was not only to screen a customer or transaction at a single point in time. The platform needed to continuously understand:
How customers and businesses are connected across rails, currencies, and partner relationships.
Which counterparties receive or originate funds across the infrastructure.
Whether activity is consistent across payment rails and operating entities.
Whether several apparently separate events form part of the same pattern.
What evidence supports a decision to approve, review, or escalate activity.
How compliance controls can be extended consistently across white-label programs and clients.
Individual controls at onboarding, sanctions screening, and transaction level provided important signals. But those signals needed to be connected into an investigation-ready view that worked across the full platform, not just at individual touchpoints.
Verafye is integrated within the platform's compliance technology environment for network risk intelligence and investigation. It connects payment, customer, beneficiary, account, and risk information across the platform - building investigation-ready context from existing identity and onboarding controls.
The deployment supports:
Connected customer and counterparty analysis across rails and operating entities.
Transaction and payout risk evaluation using configurable rules and network scoring.
Relationship and network discovery — surfacing how customers, accounts, and counterparties are linked.
Consolidation of related alerts and events into investigation cases.
Investigation workflows with evidence capture and reviewer action logging.
Explainable escalation rationale documented for each case.
Audit-ready records across regulated operations.
Extension of risk controls across a multi-tenant platform without duplicating infrastructure.
This allows the platform to combine its payment infrastructure with an embedded risk-intelligence capability rather than relying solely on disconnected point controls.
The platform can provide customers and compliance teams with a more integrated view of payment and relationship risk across its infrastructure. The architecture creates a foundation for:
Consistent controls across payment rails and customer programs.
Connected investigations across customers, accounts, and counterparties.
Clearer regulatory and audit evidence that can be reconstructed and reviewed.
Faster introduction of new risk rules and scenarios as the platform evolves.
Expansion of compliance capabilities as new payment partners and jurisdictions are added.
Risk intelligence embedded within the payment platform experience rather than bolted on separately.
Deployment Model
Verafye is deployed through API-led integration into the platform's payment and risk environment. Implementation can begin with selected transaction flows or risk scenarios and expand progressively across rails, programs, and operating entities.
First connected-risk outputs can be produced within 1–2 weeks for the initial agreed scope, subject to data readiness and integration completion.
Deployment Result
<2 wks
time to first output
First connected-risk outputs across primary payment rails within 2 weeks of integration commencement
Network Risk Intelligence deployed through API-led integration, with risk rules and investigation workflows operationalised across initial tenant programs in the first phase - beginning with agreed data feeds and expanding progressively.
Verafye connects risk signals across your payment rails and compliance environment - building investigation-ready Network Risk Intelligence from the signals your controls already generate.
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